Terms of Use
Last updated: August 25, 2025
These Terms of Use govern your access to and use of the services, content, and platform provided by upoomand ("we", "us", or "our") at upoomand.info. By accessing or using our platform, you confirm that you have read, understood, and agree to be bound by these terms. If you do not agree, you must not use our services.
1. Acceptance of Terms
Your access to and use of the upoomand platform constitutes your agreement to these Terms of Use in full. These terms apply to all visitors, registered users, and any other persons who access or use the platform in any capacity. We reserve the right to update or modify these terms at any time. Continued use of the platform following any changes constitutes your acceptance of the revised terms.
2. Description of Services
upoomand provides an online educational platform focused on financial technology tools. Our services include structured course content, interactive learning materials, progress tracking, and related digital resources designed to support remote learners. The platform is intended for personal, non-commercial educational use unless otherwise agreed in writing.
3. Eligibility
To use our platform, you must be at least 18 years of age or the age of legal majority in your jurisdiction, whichever is greater. By using the platform, you represent and warrant that you meet this requirement and that you have the legal capacity to enter into a binding agreement.
4. Account Registration
4.1 Account Creation
Certain features of the platform require you to create an account. You agree to provide accurate, current, and complete information during registration and to keep your account information updated at all times.
4.2 Account Security
You are solely responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You must notify us immediately at info@upoomand.info if you suspect any unauthorised access to or use of your account. We are not liable for any loss or damage arising from your failure to protect your account credentials.
4.3 Account Termination
We reserve the right to suspend or terminate your account at our sole discretion, with or without notice, if we believe you have violated these terms or engaged in conduct that is harmful to other users, third parties, or the platform.
5. Permitted Use
You agree to use the platform only for lawful purposes and in accordance with these Terms of Use. You must not:
- Use the platform in any way that violates applicable laws or regulations
- Reproduce, distribute, modify, or create derivative works from any content without our express written permission
- Attempt to gain unauthorised access to any part of the platform, its servers, or any connected systems
- Upload or transmit any material that is harmful, offensive, defamatory, or otherwise objectionable
- Use automated tools, bots, scrapers, or similar technologies to access or collect data from the platform
- Impersonate any person or entity or misrepresent your affiliation with any person or entity
- Interfere with or disrupt the integrity or performance of the platform or its underlying infrastructure
- Share your account credentials with any third party or allow others to access the platform through your account
6. Intellectual Property
6.1 Our Content
All content available on the platform, including but not limited to course materials, text, graphics, videos, audio, software, and design elements, is the exclusive property of upoomand or its licensors and is protected by applicable intellectual property laws. Nothing in these terms grants you any ownership rights in our content.
6.2 Limited Licence
We grant you a limited, non-exclusive, non-transferable, revocable licence to access and use the platform and its content solely for your personal, non-commercial educational purposes. This licence does not permit you to resell, sublicence, or otherwise exploit any part of the platform or its content.
6.3 User Submissions
If you submit any content to the platform, including comments, feedback, or other materials, you grant us a worldwide, royalty-free, perpetual licence to use, reproduce, modify, and display such content in connection with operating and improving the platform. You represent that you have all necessary rights to grant this licence.
7. Payments and Refunds
7.1 Fees
Access to certain courses or features may require payment. All fees are displayed on the platform and are subject to change. We will provide reasonable notice of any price changes before they take effect.
7.2 Payment Processing
Payments are processed through third-party payment providers. By making a payment, you agree to the terms and conditions of the relevant payment processor. We do not store your full payment card details.
7.3 Refund Policy
Refund eligibility is determined on a case-by-case basis and subject to our current refund policy, which is available upon request by contacting us at info@upoomand.info. We reserve the right to refuse refunds where we determine that our services have been used in a manner inconsistent with these terms.
8. Third-Party Links and Services
The platform may contain links to third-party websites, tools, or services. These links are provided for your convenience only. We do not endorse, control, or accept responsibility for the content, privacy practices, or terms of any third-party services. Your use of third-party services is at your own risk and subject to their respective terms.
9. Disclaimers
The platform and all content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that the platform will be uninterrupted, error-free, or free of viruses or other harmful components. Educational content provided on the platform is for informational purposes only and does not constitute professional financial, legal, or investment advice. You should seek independent professional advice before making any financial decisions.
10. Limitation of Liability
To the fullest extent permitted by applicable law, upoomand and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of or inability to use the platform, even if we have been advised of the possibility of such damages. Our total aggregate liability to you for any claim arising under or in connection with these terms shall not exceed the total amount paid by you to us in the twelve months preceding the claim.
11. Indemnification
You agree to indemnify, defend, and hold harmless upoomand and its officers, directors, employees, agents, and licensors from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or in connection with your use of the platform, your violation of these terms, or your infringement of any third-party rights.
12. Privacy
Your use of the platform is also governed by our Privacy Policy, which is incorporated into these Terms of Use by reference. By using the platform, you consent to the collection and use of your information as described in our Privacy Policy. We encourage you to review our Privacy Policy carefully.
13. Modifications to the Platform
We reserve the right to modify, suspend, or discontinue any part of the platform at any time, with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuation of the platform or any part thereof.
14. Changes to These Terms
We may revise these Terms of Use from time to time. When we make material changes, we will update the "Last updated" date at the top of this page and, where appropriate, notify registered users by email or through the platform. Your continued use of the platform after any changes become effective constitutes your acceptance of the revised terms. We encourage you to review these terms periodically.
15. Governing Terms
These Terms of Use represent the entire agreement between you and upoomand with respect to your use of the platform and supersede all prior or contemporaneous communications, whether electronic, oral, or written, between you and upoomand with respect to the platform.
16. Severability
If any provision of these Terms of Use is found to be unlawful, void, or unenforceable for any reason, that provision shall be deemed severable from these terms and shall not affect the validity and enforceability of any remaining provisions.
17. Waiver
Our failure to enforce any right or provision of these Terms of Use shall not constitute a waiver of such right or provision unless acknowledged and agreed to by us in writing.
18. Contact Us
If you have any questions, concerns, or requests regarding these Terms of Use, please contact us using the details below:
| Method | Details |
|---|---|
| info@upoomand.info | |
| Phone | +44 1752 263727 |
| Post | 1 Burnham Chase, Southampton SO18 5DF, United Kingdom |
We aim to respond to all enquiries within a reasonable timeframe. For urgent matters, we recommend contacting us by telephone during business hours.